Find a vehicle lease close to home: lease takeovers listed by drivers in your city, what changes when the car is registered in another province, and how to check a local vehicle before you take it over.
Quick answer: Start with your city page below. It lists lease takeovers from drivers near you, so you can see the car in person before the leasing company approves the transfer. Staying in the same province keeps the tax on the payment the same.
| Area | Page | Tax on each payment |
|---|---|---|
| Toronto, Mississauga, Brampton, Vaughan, Markham, Hamilton | Toronto & GTA | 13% HST |
| Ottawa, Kanata, Nepean, Orléans, Kingston | Ottawa | 13% HST |
| Rest of Ontario | Ontario | 13% HST |
| Vancouver, Burnaby, Richmond, Surrey | Vancouver | 5% GST + PST from 7% |
| Rest of British Columbia | BC | 5% GST + PST from 7% |
| Calgary, Edmonton and Alberta | Calgary & Alberta | 5% GST |
| Montreal, Laval, Longueuil and Quebec | Montreal & Quebec (en français) | 5% GST + 9.975% QST |
BC's PST is higher for more expensive vehicles. Not in one of these areas? Browse all listings and filter by province.
It can work, but plan for more steps: the leasing company must approve registering the vehicle in your province, the tax on each payment changes, and you will need to register and insure it where you live. Ask the leasing company before you agree on anything.
Effective monthly cost = (payment with tax × months left + lessor's transfer fee − seller's cash incentive) ÷ months left
Open the page for your city or province and browse the lease takeovers listed by local drivers. Each listing shows the city, the payment and the months left.
Often yes, if the leasing company approves it. The tax on each payment changes to your province's rate, and you must register and insure the vehicle where you live.
Compare both on effective monthly cost: payment with tax times months left, plus fees, minus any seller incentive, divided by months left. A takeover avoids a new down payment.
Yes. SUVs, pickups, vans and electric vehicles are taken over the same way as cars. See vehicle lease takeover.
Last checked October 18, 2026. Example lessor rule from the Ford Credit Canada transfer FAQ.
Newest first. Each card shows the city, so you can spot the ones near you.
45 current listings, from $331 to $1,688 a month (updated October 18, 2026)
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