Vehicle lease takeovers available now
Cars, SUVs, trucks and EVs listed by Canadian drivers. Newest first.
45 current listings, from $331 to $1,688 a month (updated October 18, 2026)
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A vehicle lease takeover moves an existing lease, and its remaining payments, from one driver to another. It works the same for cars, SUVs, pickups, vans and electric vehicles. Here is the process, the costs and the checks.
Quick answer: You take over the remaining months of someone else's lease after the leasing company approves your credit. You skip a new down payment, the leasing company charges a transfer fee, and the original driver may stay liable unless the company releases them.
| Vehicle | What to look at closely |
|---|---|
| Cars and sedans | Kilometres left; these are the easiest takeovers to find |
| SUVs and crossovers | Winter tires and wear on the interior from family use |
| Pickup trucks | Towing or work use, box and hitch wear, any modifications |
| Vans | Whether the lease is personal or in a business name |
| Electric vehicles | Battery warranty, charging equipment, and whether any rebate conditions still apply |
Ford Credit Canada is one example of how this works: every new applicant fills in a credit application, the account must be up to date, the incoming driver must show proof of insurance, and the transfer fee is up to $450 plus tax for a lease. The original customer stays liable unless Ford Credit approves a release from liability. Other leasing companies set their own rules and fees, so always ask.
Effective monthly cost = (payment with tax × months left + lessor's transfer fee − seller's cash incentive) ÷ months left
Who pays the transfer fee is up to the two drivers. Some lessors collect it from the original customer: Ford Credit Canada, for example, requires the original customer to pay it before the transfer is processed. Many sellers also add a cash incentive to move a lease faster. See lease transfer fees in Canada.
A vehicle leased in a company name is a business lease. Moving it to a person, or from one company to another, depends on the leasing company and usually needs a credit review of the new lessee, sometimes with a personal guarantee. Ask the leasing company what it accepts before you list or agree to a business lease takeover.
Taking over the remaining months of someone else's car, SUV, truck or van lease, with the leasing company's approval. You make the payments and return or buy the vehicle at the end.
Only if the leasing company approves a release. Ford Credit Canada, for example, keeps the original customer liable unless a release from liability is approved.
The drivers agree on it, but some leasing companies collect it from the original customer. Ford Credit Canada requires the original customer to pay it before the transfer is processed.
Sometimes. It depends on the leasing company, and it usually means a credit review of the new lessee. Ask the leasing company first.
Last checked October 18, 2026. Ford rules from the Ford Credit Canada transfer FAQ.
Cars, SUVs, trucks and EVs listed by Canadian drivers. Newest first.
45 current listings, from $331 to $1,688 a month (updated October 18, 2026)
Loading listings...